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A First-Time Purchaser Competes and Wins in Houston with HomeLight Money Provide

First-time homebuyer Cat Urso had a brief record of necessities for her new residence. She knew she needed three bedrooms and a central location in Houston, however in any other case, Urso trusted that she’d know “the one” when she noticed it.

“With Cat, it was all concerning the power,” says her actual property agent, Ryan Holliday.

Certain sufficient, after a couple of month of looking, Urso knew she discovered what she’d been on the lookout for as quickly as she walked by means of the door.

“We hadn’t toured the entire residence but — we hadn’t even been upstairs but and he or she was saying, ‘That is it!’” Holliday recollects.

However Urso would want extra than simply good vibes to make this home her personal. Houston was within the midst of a sizzling vendor’s market and competitors between patrons was fierce.

“There can be 10 individuals on the similar time at different houses making an attempt to purchase the identical home,” says Urso. “I used to be listening to about homes promoting for $100,000 greater than the asking worth.”

Luckily for Urso, Holliday had organized her viewing the day earlier than the house was scheduled for an open home. Much more advantageously, she had the ability of a money supply in her again pocket.

Supply: (Ryan Holliday of Exp Realty)

Assist your first-time patrons compete and win

As brokers effectively know, most first-time homebuyers aren’t stepping as much as negotiations with money in hand. A financing contingency could also be frequent, but it surely’s not going to present patrons the aggressive edge they should stand out in a market the place a number of presents are inevitable.

Holliday, who has been promoting actual property since 2014, realized about HomeLight Money Provide by means of a high-volume mentor.

“I used to be within the HomeLight coaching assembly and I used to be simply sitting there like, ‘That is too good to be true,’” says Holliday, “Then Cat got here into the image and I assumed, ‘That is the right state of affairs, let’s strive it.’ And it was an exquisite success.”

HomeLight Money Provide works with certified patrons — together with first-timers like Urso — to present them the shopping for energy of money. For the reason that program eliminates any financing contingency and permits for a quick closing, patrons could make an ultra-competitive supply that captures the eye of itemizing brokers.

“We explored the standard route with a mortgage, however HomeLight Money Provide in the end appeared like the higher supply,” says Holliday.

Urso says that she went by means of three totally different mortgage suppliers to totally perceive her choices. When HomeLight Money Provide was in a position to match the very best mortgage approval she may get with conventional financing, she knew the selection was clear.

“There have been so many extra advantages of working with the HomeLight staff,” says Urso. “The help I acquired was so private — I actually felt taken care of.”

Tailor-made help from HomeLight Money Provide

First-time homebuyers have numerous questions, and being transferred round to totally different departments to finish the approval and buy course of could be daunting.

“With HomeLight, I by no means needed to relay any info between totally different individuals. The baton had already been handed, so with everybody I talked to it was simply, ‘Right here’s the one factor we want from you at this second.’ I didn’t have to consider the method in anyway,” Urso explains.

From his aspect, Holliday appreciated that his consumer was well-supported and that communication was clear from all sides — one thing that all the time makes an agent’s job just a little bit simpler.

“We have been all on the identical staff,” he says. “I used to be looped in on every little thing and witnessed how supported she was. There have been individuals who have been specialists in every space of the enterprise and I used to be in a position to get that deep perception on every subject — data was shared and communicated rather well all through the method.”

A Houston house purchased using HomeLight Cash Offer.
Supply: (Ryan Holliday of Exp Realty)

A contented house owner in Houston

Due to her aggressive shopping for energy with HomeLight Money Provide — and Holliday’s glorious timing in serving to her beat the crowds of an open home — Urso is now the proud proprietor of a centrally situated residence with a fantastic vibe.

She lives simply 10 minutes away from her graduate faculty campus and already feels proper at residence in her first property.

“I like my home a lot. I’m so head-over-heels for this place,” Urso says.

“And I actually liked working with HomeLight! It was such a simple course of each step of the best way.”

Header Picture Supply: (CY / Unsplash)

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